Our Credit Advisers

Feeling lost? Don’t know where to start? No Problem! You’re Approved is here to answer all your credit-related questions and educate you on all the possible avenues you can explore when it comes to your finances. Together, we’ll create a solid plan to help you navigate the pitfalls of debt that most Americans are susceptible to. 

Credit Sweep Program

Negative Account Removals | Collections | Charge Offs | Hard Inquiries 

Products details

We have developed a system for disputing the credit bureaus in a unique way. There are laws that prevent credit bureaus from reporting inaccurate accounts. We utilize every single LEGAL method of those to their maximum extent. We hold them accountable for their mistakes and give you the best results. Tested, Proven, Efficient.

 

• Eliminate All Collections
• Eliminate All Charge-Offs
• Remove Closed Negative Accounts
• Remove All Hard Inquiries

 

We remove serious unauthorized inquiries using the Fair Credit Reporting Act (FCRA) law to permanently remove them from your credit report. These additional requirements will reduce your credit score by 3-5 points each and if you have more than 6+ you will still be ineligible for funding even with a very personal credit score. High. Our service removes all unauthorized hard claims on all 3 credit bureaus. We charge per delete and guarantee 85%+ success for you to be eligable for funding.

Call For Pricing Increments of $400 / $600 / $800

 

Hard money loans are typically used by real estate investors and entrepreneurs who need quick access to funding for a short or a long-term mortgage for securing a single or multiple investment properties for residential or commercial needs. Here are some ways to use hard money home loans:Business entity corporation or LLC

1. Real estate investment: Hard money loans can be used to purchase and renovate a property quickly, allowing investors to flip the property for a profit.
2. Bridge loans: Hard money loans can be used as a bridge loan to finance the purchase of a property before refinancing with a cash-out option.
3. Hard money loans can also be used to secure a long-term mortgage such as 30 years fixed at a reasonable rate similar to a traditional mortgage.
4. Hard money loans also do not require income verifications as the loan is secured by the property as Collateral.

The concept that hard money loans typically have higher interest rates and shorter repayment terms compared to traditional loans is not completely accurate. Therefore, borrowers will find the best program to meet their needs.

Our investment properties loan programs are tailored to fit every investor’s needs.

You will get investment property financing through our affiliate Hard money lenders who will provide you the funding you need on your fix/flips, Buy and hold or short term bridge loans.

We can help you with your refinancing with or without cash-out at LTV’S of 75%,70%,65% or 60%

We get you your preapproval letter, term sheet and we will submit requested documentations until your closing date.

 

Through this program we provide step-by-step instructions to ensure your business is presented as credible to potential lenders. It all begins with our 8-point credibility check. 

 

• Business entity corporation or LLC
• Acquire your tax ID
• 411 listing directory
• Business address
• Corporation website and email address
• Bank rating with account balances
• Credit and vendor account setup
• Verify company information